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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,303 | $75,541+38.1% | $152,093-31.4% | $82,637+26.2% |
| Participation rate | 50.0% | 66.5%-16.5pp | 77.8%-27.8pp | 68.1%-18.1pp |
| Annual return | 16.39% | 32.56%-16.2pp | 66.36%-50.0pp | 53.51%-37.1pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,879 | $3,206-10.2% | $5,451-47.2% | $4,126-30.2% |
| Admin fee / account holder | $619 | $6,405-90.3% | $14,497-95.7% | $7,339-91.6% |