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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,580 | $167,415-79.9% | $140,514-76.1% | $198,609-83.1% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 20.94% | 13.85%+7.1pp | 14.36%+6.6pp | 202.70%-181.8pp |
| Employer contribution / active EE | $7,157 | $4,088+75.1% | $3,378+111.8% | $5,055+41.6% |
| Participant deferral / active EE | $11,326 | $5,579+103.0% | $4,919+130.3% | $6,977+62.3% |
| Admin fee / account holder | $1,410 | $16,730-91.6% | $13,697-89.7% | $19,030-92.6% |