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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,586 | $160,040-32.8% | $147,096-26.9% | $145,877-26.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 8.15% | 98.49%-90.3pp | 419.75%-411.6pp | 551.28%-543.1pp |
| Employer contribution / active EE | $1,370 | $5,289-74.1% | $4,936-72.2% | $4,663-70.6% |
| Participant deferral / active EE | $2,332 | $8,429-72.3% | $8,071-71.1% | $6,691-65.1% |
| Admin fee / account holder | $3,238 | $15,050-78.5% | $13,005-75.1% | $13,402-75.8% |