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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,766 | $67,823-79.7% | $52,425-73.7% | $137,256-90.0% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 35.74% | 219.11%-183.4pp | 302.12%-266.4pp | 220.34%-184.6pp |
| Employer contribution / active EE | $2,202 | $1,163+89.3% | $914+140.8% | $4,156-47.0% |
| Participant deferral / active EE | $7,859 | $2,288+243.5% | $1,790+338.9% | $6,407+22.7% |
| Admin fee / account holder | $334 | $2,844-88.3% | $2,495-86.6% | $12,270-97.3% |