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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,495 | $76,519+26.1% | $56,025+72.2% | $145,897-33.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 1.51% | 3017.03%-3015.5pp | 1712.69%-1711.2pp | 552.29%-550.8pp |
| Employer contribution / active EE | $26,007 | $1,383+1780.0% | $1,042+2396.8% | $4,663+457.8% |
| Participant deferral / active EE | $30,064 | $2,624+1045.5% | $1,955+1438.2% | $6,689+349.4% |
| Admin fee / account holder | $1,139 | $3,331-65.8% | $2,828-59.7% | $13,390-91.5% |