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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,657 | $159,934-56.4% | $147,005-52.6% | $145,959-52.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.83% | 98.24%-81.4pp | 418.76%-401.9pp | 561.95%-545.1pp |
| Employer contribution / active EE | $1,643 | $5,287-68.9% | $4,934-66.7% | $4,661-64.8% |
| Participant deferral / active EE | $6,977 | $8,427-17.2% | $8,070-13.5% | $6,689+4.3% |
| Admin fee / account holder | $2,072 | $15,053-86.2% | $13,006-84.1% | $13,398-84.5% |