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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,042 | $100,194-81.0% | $122,979-84.5% | $86,983-78.1% |
| Participation rate | 90.2% | 73.0%+17.2pp | 77.2%+13.0pp | 69.5%+20.7pp |
| Annual return | 28.88% | 16.47%+12.4pp | 20.12%+8.8pp | 25.83%+3.0pp |
| Employer contribution / active EE | $3,674 | $2,326+58.0% | $3,062+20.0% | $2,584+42.2% |
| Participant deferral / active EE | $5,453 | $4,133+31.9% | $5,003+9.0% | $4,194+30.0% |
| Admin fee / account holder | $1,684 | $10,148-83.4% | $12,864-86.9% | $7,856-78.6% |