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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,042 | $95,404-80.0% | $113,397-83.2% | $82,637-77.0% |
| Participation rate | 90.2% | 72.8%+17.4pp | 76.5%+13.7pp | 68.1%+22.1pp |
| Annual return | 28.88% | 19.08%+9.8pp | 23.20%+5.7pp | 53.51%-24.6pp |
| Employer contribution / active EE | $3,674 | $2,307+59.3% | $2,977+23.4% | $2,552+44.0% |
| Participant deferral / active EE | $5,453 | $4,220+29.2% | $5,076+7.4% | $4,126+32.2% |
| Admin fee / account holder | $1,684 | $9,168-81.6% | $11,957-85.9% | $7,339-77.1% |