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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,652 | $172,111-39.8% | $150,298-31.0% | $137,256-24.5% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 11.57% | 69.37%-57.8pp | 62.79%-51.2pp | 220.34%-208.8pp |
| Employer contribution / active EE | $2,903 | $4,636-37.4% | $4,154-30.1% | $4,156-30.1% |
| Participant deferral / active EE | $7,109 | $6,166+15.3% | $5,453+30.4% | $6,407+11.0% |
| Admin fee / account holder | $63,095 | $16,471+283.1% | $14,116+347.0% | $12,270+414.2% |