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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,165 | $107,666+355.3% | $102,184+379.7% | $154,746+216.8% |
| Participation rate | 50.0% | 83.7%-33.7pp | 82.6%-32.6pp | 80.7%-30.7pp |
| Annual return | 338.89% | 29.33%+309.6pp | 31.58%+307.3pp | 172.34%+166.6pp |
| Employer contribution / active EE | $4,125 | $3,846+7.2% | $3,594+14.8% | $4,379-5.8% |
| Participant deferral / active EE | $10,527 | $8,719+20.7% | $8,309+26.7% | $6,730+56.4% |
| Admin fee / account holder | $0 | $12,943-100.0% | $11,609-100.0% | $14,365-100.0% |