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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,775 | $107,666-34.3% | $102,184-30.7% | $154,746-54.3% |
| Participation rate | 50.0% | 83.7%-33.7pp | 82.6%-32.6pp | 80.7%-30.7pp |
| Annual return | 28.09% | 29.33%-1.2pp | 31.58%-3.5pp | 172.34%-144.2pp |
| Employer contribution / active EE | $4,303 | $3,846+11.9% | $3,594+19.7% | $4,379-1.7% |
| Participant deferral / active EE | $7,798 | $8,719-10.6% | $8,309-6.2% | $6,730+15.9% |
| Admin fee / account holder | $0 | $12,943-100.0% | $11,609-100.0% | $14,365-100.0% |