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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,775 | $100,970-29.9% | $96,576-26.7% | $137,256-48.4% |
| Participation rate | 50.0% | 82.6%-32.6pp | 81.4%-31.4pp | 80.0%-30.0pp |
| Annual return | 28.09% | 38.16%-10.1pp | 38.47%-10.4pp | 220.34%-192.3pp |
| Employer contribution / active EE | $4,303 | $3,809+13.0% | $3,553+21.1% | $4,156+3.5% |
| Participant deferral / active EE | $7,798 | $8,286-5.9% | $7,956-2.0% | $6,407+21.7% |
| Admin fee / account holder | $0 | $11,312-100.0% | $11,381-100.0% | $12,270-100.0% |