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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,777 | $99,053-92.1% | $88,179-91.2% | $138,895-94.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.1%-19.1pp | 79.9%-29.9pp |
| Annual return | 54.84% | 78.17%-23.3pp | 64.97%-10.1pp | 145.39%-90.6pp |
| Employer contribution / active EE | $6,751 | $2,882+134.2% | $2,549+164.8% | $4,194+61.0% |
| Participant deferral / active EE | $10,157 | $5,225+94.4% | $4,614+120.1% | $6,396+58.8% |
| Admin fee / account holder | $469 | $8,748-94.6% | $7,673-93.9% | $12,562-96.3% |