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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,052 | $116,167+89.4% | $64,489+241.2% | $137,256+60.3% |
| Participation rate | 50.0% | 68.2%-18.2pp | 67.7%-17.7pp | 80.0%-30.0pp |
| Annual return | 122.99% | 36.55%+86.4pp | 55.03%+68.0pp | 220.34%-97.4pp |
| Employer contribution / active EE | $1,600 | $2,483-35.6% | $1,523+5.1% | $4,156-61.5% |
| Participant deferral / active EE | $11,295 | $4,215+168.0% | $2,778+306.6% | $6,407+76.3% |
| Admin fee / account holder | $10 | $6,188-99.8% | $4,260-99.8% | $12,270-99.9% |