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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,052 | $151,427+45.3% | $112,860+95.0% | $154,746+42.2% |
| Participation rate | 50.0% | 69.1%-19.1pp | 66.3%-16.3pp | 80.7%-30.7pp |
| Annual return | 122.99% | 30.95%+92.0pp | 35.26%+87.7pp | 172.34%-49.3pp |
| Employer contribution / active EE | $1,600 | $2,750-41.8% | $2,206-27.5% | $4,379-63.5% |
| Participant deferral / active EE | $11,295 | $4,285+163.6% | $3,493+223.3% | $6,730+67.8% |
| Admin fee / account holder | $10 | $7,369-99.9% | $6,841-99.9% | $14,365-99.9% |