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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,052 | $222,882-1.3% | $182,153+20.8% | $198,609+10.8% |
| Participation rate | 50.0% | 67.8%-17.8pp | 65.7%-15.7pp | 82.4%-32.4pp |
| Annual return | 122.99% | 38.53%+84.5pp | 35.04%+87.9pp | 202.70%-79.7pp |
| Employer contribution / active EE | $1,600 | $2,741-41.6% | $2,593-38.3% | $5,055-68.4% |
| Participant deferral / active EE | $11,295 | $4,212+168.1% | $3,776+199.1% | $6,977+61.9% |
| Admin fee / account holder | $10 | $8,972-99.9% | $9,477-99.9% | $19,030-99.9% |