See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 3-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,282 |
NBT BANCORP NA1 year Filed as: NBT BANK, N.A. Service code 13 · EIN 15-0395735 | Contract Administrator | $38,459 |
Service code 49 · EIN 38-2472555 | Other Services | $8,278 |
5 funds of $250K or more; 7 lines in all, holding $2.8M of the plan's $3.1M. From the 2024 filing. Recordkeeper: Principal.
Target-date series: Principal LifeTime, collective trust, 77% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Principal LifeTime Principal · Collective trust Target-date, 11 vintagesRecordkeeper's own fund | $2.1M | 76.8% |
| rate of interest, collateral, par or maturity value. Common/Collective Trust Principal G Principal · Collective trust Recordkeeper's own fund | $534K | 19.2% |
| Prin Equity Income SA-Z Principal · Insurance contract Recordkeeper's own fund | $75K | 2.7% |
| Prin LargeCap Growth I SA-Z Principal · Insurance contract Recordkeeper's own fund | $21K | 0.8% |
| Fidelity Investments Fidelity Total Int Index Fund Fidelity (FMR) · Mutual fund Index | $9K | 0.3% |
| Common/Collective Trust Principal Global Investors Trust Co Principal · Stable value Stable valueRecordkeeper's own fund | $6K | 0.2% |
| Fidelity U.S. Bond Index Fund Fidelity (FMR) · Mutual fund Index | $130 | <0.1% |
Covers 60,908 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,525 | $89,436-94.9% | $164,813-97.3% | $77,643-94.2% |
| Participation rate | 83.2% | 78.6%+4.5pp | 78.6%+4.5pp | 70.6%+12.6pp |
| Annual return | 38.70% | 28.83%+9.9pp | 69.93%-31.2pp | 31.24%+7.5pp |
| Employer contribution / active EE | $1,701 | $2,569-33.8% | $4,341-60.8% | $2,726-37.6% |
| Participant deferral / active EE | $2,222 | $4,897-54.6% | $6,031-63.2% | $4,647-52.2% |
| Admin fee / account holder | $124 | $339-63.6% | $12,690-99.0% | $430-71.3% |