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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,063 | $114,712-31.1% | $173,730-54.5% | $87,485-9.6% |
| Participation rate | 67.9% | 73.0%-5.1pp | 79.6%-11.7pp | 68.9%-1.1pp |
| Annual return | 14.49% | 20.18%-5.7pp | 19.96%-5.5pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,666 | $2,904-8.2% | $4,577-41.8% | $2,596+2.7% |
| Participant deferral / active EE | $7,004 | $4,642+50.9% | $6,326+10.7% | $4,274+63.9% |
| Admin fee / account holder | $8,125 | $10,210-20.4% | $17,523-53.6% | $7,775+4.5% |