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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,561 | $172,111-96.2% | $150,298-95.6% | $137,256-95.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 26.07% | 69.37%-43.3pp | 62.79%-36.7pp | 220.34%-194.3pp |
| Employer contribution / active EE | $3,042 | $4,636-34.4% | $4,154-26.8% | $4,156-26.8% |
| Participant deferral / active EE | $3,837 | $6,166-37.8% | $5,453-29.6% | $6,407-40.1% |
| Admin fee / account holder | $3,164 | $16,471-80.8% | $14,116-77.6% | $12,270-74.2% |