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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,750 | $102,385-46.5% | $147,080-62.8% | $80,935-32.4% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.7%+22.3pp |
| Annual return | 15.60% | 135.09%-119.5pp | 420.17%-404.6pp | 35.66%-20.1pp |
| Employer contribution / active EE | $8,673 | $3,717+133.3% | $4,933+75.8% | $2,757+214.6% |
| Participant deferral / active EE | $14,429 | $6,651+117.0% | $8,066+78.9% | $4,299+235.6% |
| Admin fee / account holder | $6,101 | $7,951-23.3% | $12,989-53.0% | $6,924-11.9% |