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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,758 | $110,379-89.3% | $102,412-88.5% | $145,884-91.9% |
| Participation rate | 90.5% | 77.9%+12.5pp | 74.5%+16.0pp | 80.3%+10.2pp |
| Annual return | 13.17% | 24.84%-11.7pp | 24.94%-11.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $3,188 | $4,216-24.4% | $3,870-17.6% | $4,662-31.6% |
| Participant deferral / active EE | $3,274 | $5,622-41.8% | $5,060-35.3% | $6,690-51.1% |
| Admin fee / account holder | $841 | $9,745-91.4% | $8,388-90.0% | $13,392-93.7% |