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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,447 | $160,040-81.6% | $147,096-80.0% | $145,877-79.8% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 13.81% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $2,712 | $5,289-48.7% | $4,936-45.1% | $4,663-41.8% |
| Participant deferral / active EE | $5,007 | $8,429-40.6% | $8,071-38.0% | $6,691-25.2% |
| Admin fee / account holder | $3,308 | $15,050-78.0% | $13,005-74.6% | $13,402-75.3% |