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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,227 | $89,259-78.5% | $107,187-82.1% | $82,637-76.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 15.10% | 21.02%-5.9pp | 204.55%-189.4pp | 53.51%-38.4pp |
| Employer contribution / active EE | $2,994 | $3,080-2.8% | $3,782-20.9% | $2,552+17.3% |
| Participant deferral / active EE | $5,496 | $4,037+36.1% | $5,096+7.8% | $4,126+33.2% |
| Admin fee / account holder | $7,717 | $7,381+4.6% | $9,162-15.8% | $7,339+5.2% |