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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,430 | $108,911-49.1% | $100,392-44.8% | $145,884-62.0% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 16.04% | 58.23%-42.2pp | 49.45%-33.4pp | 551.85%-535.8pp |
| Employer contribution / active EE | $6,151 | $4,420+39.2% | $3,941+56.1% | $4,662+31.9% |
| Participant deferral / active EE | $12,575 | $8,459+48.7% | $8,090+55.4% | $6,690+88.0% |
| Admin fee / account holder | $7,832 | $9,698-19.2% | $7,904-0.9% | $13,392-41.5% |