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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,808 | $23,330-79.4% | $64,489-92.5% | $82,448-94.2% |
| Participation rate | 66.7% | 68.3%-1.6pp | 67.7%-1.0pp | 68.1%-1.4pp |
| Annual return | 18.38% | 83.66%-65.3pp | 55.03%-36.6pp | 41.64%-23.3pp |
| Employer contribution / active EE | $402 | $824-51.2% | $1,523-73.6% | $2,551-84.2% |
| Participant deferral / active EE | $1,303 | $1,707-23.7% | $2,778-53.1% | $4,139-68.5% |
| Admin fee / account holder | $1,233 | $2,946-58.2% | $4,260-71.1% | $7,234-83.0% |