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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,715 | $212,386-78.5% | $199,883-77.1% | $138,895-67.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 46.71% | 47.75%-1.0pp | 43.81%+2.9pp | 145.39%-98.7pp |
| Employer contribution / active EE | $4,476 | $6,625-32.4% | $6,261-28.5% | $4,194+6.7% |
| Participant deferral / active EE | $7,244 | $9,617-24.7% | $9,138-20.7% | $6,396+13.2% |
| Admin fee / account holder | $28,001 | $18,233+53.6% | $17,268+62.2% | $12,562+122.9% |