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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,184 | $23,330-86.4% | $64,489-95.1% | $82,448-96.1% |
| Participation rate | 61.5% | 68.3%-6.7pp | 67.7%-6.2pp | 68.1%-6.5pp |
| Annual return | 17.53% | 83.66%-66.1pp | 55.03%-37.5pp | 41.64%-24.1pp |
| Employer contribution / active EE | $268 | $824-67.5% | $1,523-82.4% | $2,551-89.5% |
| Participant deferral / active EE | $817 | $1,707-52.1% | $2,778-70.6% | $4,139-80.3% |
| Admin fee / account holder | $1,420 | $2,946-51.8% | $4,260-66.7% | $7,234-80.4% |