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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $590,793 | $63,690+827.6% | $163,379+261.6% | $71,012+732.0% |
| Participation rate | 0.6% | 47.6%-47.1pp | 76.8%-76.3pp | 58.6%-58.0pp |
| Annual return | 17.76% | 21.56%-3.8pp | 63.41%-45.6pp | 37.67%-19.9pp |
| Employer contribution / active EE | $0 | $1,703-100.0% | $3,752-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $0 | $3,160-100.0% | $6,282-100.0% | $3,246-100.0% |
| Admin fee / account holder | $0 | $1,298-100.0% | $9,818-100.0% | $1,167-100.0% |