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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,587 | $81,504-88.2% | $102,437-90.6% | $80,959-88.2% |
| Participation rate | 75.0% | 66.9%+8.1pp | 74.5%+0.5pp | 67.7%+7.3pp |
| Annual return | 11.25% | 25.60%-14.3pp | 24.95%-13.7pp | 35.67%-24.4pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,493 | $3,871-35.6% | $5,060-50.7% | $4,300-42.0% |
| Admin fee / account holder | $708 | $6,719-89.5% | $8,388-91.6% | $6,925-89.8% |