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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,438 | $73,787-26.2% | $98,716-44.9% | $82,448-34.0% |
| Participation rate | 66.7% | 61.4%+5.3pp | 69.3%-2.6pp | 68.1%-1.4pp |
| Annual return | 17.32% | 18.57%-1.3pp | 31.81%-14.5pp | 41.64%-24.3pp |
| Employer contribution / active EE | $2,642 | $1,511+74.8% | $2,279+15.9% | $2,551+3.6% |
| Participant deferral / active EE | $3,054 | $3,081-0.9% | $4,048-24.5% | $4,139-26.2% |
| Admin fee / account holder | $6,353 | $6,500-2.3% | $8,703-27.0% | $7,234-12.2% |