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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,684 | $117,846+24.5% | $102,434+43.2% | $145,884+0.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.70% | 31.90%-19.2pp | 29.46%-16.8pp | 551.85%-539.1pp |
| Employer contribution / active EE | $4,053 | $3,615+12.1% | $3,023+34.0% | $4,662-13.1% |
| Participant deferral / active EE | $10,244 | $5,733+78.7% | $5,055+102.7% | $6,690+53.1% |
| Admin fee / account holder | $16,606 | $13,356+24.3% | $9,462+75.5% | $13,392+24.0% |