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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,540 | $108,882-93.1% | $96,754-92.2% | $154,746-95.1% |
| Participation rate | 95.2% | 75.1%+20.2pp | 70.3%+25.0pp | 80.7%+14.5pp |
| Annual return | 17.05% | 98.39%-81.3pp | 82.04%-65.0pp | 172.34%-155.3pp |
| Employer contribution / active EE | $1,308 | $3,018-56.7% | $2,679-51.2% | $4,379-70.1% |
| Participant deferral / active EE | $4,327 | $5,323-18.7% | $4,758-9.1% | $6,730-35.7% |
| Admin fee / account holder | $1,260 | $10,200-87.6% | $8,905-85.9% | $14,365-91.2% |