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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,540 | $147,556-94.9% | $129,031-94.2% | $198,609-96.2% |
| Participation rate | 95.2% | 77.2%+18.0pp | 73.4%+21.9pp | 82.4%+12.9pp |
| Annual return | 17.05% | 37.41%-20.4pp | 34.67%-17.6pp | 202.70%-185.6pp |
| Employer contribution / active EE | $1,308 | $3,645-64.1% | $3,226-59.5% | $5,055-74.1% |
| Participant deferral / active EE | $4,327 | $5,760-24.9% | $5,217-17.1% | $6,977-38.0% |
| Admin fee / account holder | $1,260 | $15,467-91.9% | $13,208-90.5% | $19,030-93.4% |