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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,796 | $58,627-93.5% | $76,735-95.1% | $82,448-95.4% |
| Participation rate | 77.9% | 63.2%+14.7pp | 69.5%+8.4pp | 68.1%+9.9pp |
| Annual return | 14.01% | 39.10%-25.1pp | 29.77%-15.8pp | 41.64%-27.6pp |
| Employer contribution / active EE | $345 | $1,729-80.1% | $2,454-86.0% | $2,551-86.5% |
| Participant deferral / active EE | $1,537 | $3,134-50.9% | $4,088-62.4% | $4,139-62.9% |
| Admin fee / account holder | $1,981 | $5,323-62.8% | $7,189-72.4% | $7,234-72.6% |