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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,246 | $111,878-22.9% | $93,727-8.0% | $145,897-40.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.30% | 204.28%-186.0pp | 133.83%-115.5pp | 552.29%-534.0pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $11,667 | $4,920+137.1% | $4,417+164.1% | $6,689+74.4% |
| Admin fee / account holder | $943 | $10,256-90.8% | $8,292-88.6% | $13,390-93.0% |