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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,033 | $76,634-85.6% | $56,054-80.3% | $145,978-92.4% |
| Participation rate | 35.0% | 63.2%-28.2pp | 52.5%-17.5pp | 80.3%-45.3pp |
| Annual return | 21.66% | 3004.33%-2982.7pp | 1705.95%-1684.3pp | 550.52%-528.9pp |
| Employer contribution / active EE | $665 | $1,380-51.8% | $1,039-36.0% | $4,662-85.7% |
| Participant deferral / active EE | $1,506 | $2,622-42.6% | $1,952-22.9% | $6,690-77.5% |
| Admin fee / account holder | $79 | $3,321-97.6% | $2,822-97.2% | $13,400-99.4% |