Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,390 | $55,902-92.1% | $76,030-94.2% | $80,959-94.6% |
| Participation rate | 61.0% | 62.1%-1.1pp | 69.1%-8.1pp | 67.7%-6.7pp |
| Annual return | 13.81% | 20.59%-6.8pp | 361.54%-347.7pp | 35.67%-21.9pp |
| Employer contribution / active EE | $304 | $1,867-83.7% | $2,688-88.7% | $2,757-89.0% |
| Participant deferral / active EE | $1,471 | $3,051-51.8% | $4,257-65.5% | $4,300-65.8% |
| Admin fee / account holder | $1,898 | $5,239-63.8% | $6,421-70.4% | $6,925-72.6% |