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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,780 | $23,330-79.5% | $64,489-92.6% | $82,448-94.2% |
| Participation rate | 80.2% | 68.3%+11.9pp | 67.7%+12.5pp | 68.1%+12.1pp |
| Annual return | 22.72% | 83.66%-60.9pp | 55.03%-32.3pp | 41.64%-18.9pp |
| Employer contribution / active EE | $952 | $824+15.4% | $1,523-37.5% | $2,551-62.7% |
| Participant deferral / active EE | $2,183 | $1,707+27.9% | $2,778-21.4% | $4,139-47.3% |
| Admin fee / account holder | $1,254 | $2,946-57.4% | $4,260-70.6% | $7,234-82.7% |