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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,125 | $201,344-13.0% | $184,243-4.9% | $145,877+20.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.01% | 29.01%-9.0pp | 28.82%-8.8pp | 551.28%-531.3pp |
| Employer contribution / active EE | $18,469 | $7,022+163.0% | $6,427+187.4% | $4,663+296.1% |
| Participant deferral / active EE | $21,937 | $9,807+123.7% | $9,132+140.2% | $6,691+227.9% |
| Admin fee / account holder | $5,654 | $16,382-65.5% | $13,914-59.4% | $13,402-57.8% |