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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,200 | $90,107-57.6% | $182,262-79.0% | $69,733-45.2% |
| Participation rate | 74.0% | 64.8%+9.2pp | 84.2%-10.2pp | 62.5%+11.6pp |
| Annual return | 28.63% | 95.58%-66.9pp | 140.60%-112.0pp | 15.22%+13.4pp |
| Employer contribution / active EE | $3,113 | $3,043+2.3% | $5,046-38.3% | $2,250+38.3% |
| Participant deferral / active EE | $6,356 | $5,135+23.8% | $8,276-23.2% | $3,054+108.1% |
| Admin fee / account holder | $2,027 | $3,377-40.0% | $16,712-87.9% | $3,102-34.7% |