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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,965 | $97,125-45.5% | $86,233-38.6% | $137,256-61.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.26% | 74.19%-55.9pp | 61.39%-43.1pp | 220.34%-202.1pp |
| Employer contribution / active EE | $11,883 | $2,841+318.2% | $2,504+374.5% | $4,156+185.9% |
| Participant deferral / active EE | $9,766 | $5,180+88.5% | $4,559+114.2% | $6,407+52.4% |
| Admin fee / account holder | $3,339 | $9,725-65.7% | $8,342-60.0% | $12,270-72.8% |