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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,237 | $25,014-95.1% | $69,611-98.2% | $80,925-98.5% |
| Participation rate | 86.2% | 64.2%+21.9pp | 66.4%+19.7pp | 67.7%+18.5pp |
| Annual return | 16.30% | 19.08%-2.8pp | 101.14%-84.8pp | 35.65%-19.3pp |
| Employer contribution / active EE | $431 | $991-56.5% | $1,709-74.8% | $2,756-84.3% |
| Participant deferral / active EE | $721 | $1,840-60.8% | $2,891-75.1% | $4,299-83.2% |
| Admin fee / account holder | $47 | $2,491-98.1% | $4,696-99.0% | $6,940-99.3% |