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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,876 | $160,070-25.1% | $147,117-18.5% | $145,897-17.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.24% | 98.69%-79.5pp | 420.54%-401.3pp | 552.29%-533.1pp |
| Employer contribution / active EE | $4,458 | $5,285-15.6% | $4,932-9.6% | $4,663-4.4% |
| Participant deferral / active EE | $16,583 | $8,419+97.0% | $8,065+105.6% | $6,689+147.9% |
| Admin fee / account holder | $388 | $15,035-97.4% | $12,993-97.0% | $13,390-97.1% |