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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,008 | $185,312-90.3% | $161,489-88.8% | $154,746-88.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.51% | 103.84%-85.3pp | 89.72%-71.2pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,573 | $4,769-46.1% | $4,268-39.7% | $4,379-41.3% |
| Participant deferral / active EE | $4,444 | $6,350-30.0% | $5,630-21.1% | $6,730-34.0% |
| Admin fee / account holder | $1,963 | $18,654-89.5% | $16,006-87.7% | $14,365-86.3% |