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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,742 | $71,197-66.7% | $93,669-74.7% | $80,925-70.7% |
| Participation rate | 54.3% | 60.4%-6.0pp | 68.7%-14.4pp | 67.7%-13.3pp |
| Annual return | 18.02% | 11.27%+6.7pp | 133.59%-115.6pp | 35.65%-17.6pp |
| Employer contribution / active EE | $1,436 | $1,565-8.2% | $2,424-40.7% | $2,756-47.9% |
| Participant deferral / active EE | $2,800 | $4,036-30.6% | $4,416-36.6% | $4,299-34.9% |
| Admin fee / account holder | $2,321 | $6,959-66.6% | $8,291-72.0% | $6,940-66.6% |