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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,503 | $124,425-75.5% | $112,040-72.8% | $137,256-77.8% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 24.88% | 24.72%+0.2pp | 24.52%+0.4pp | 220.34%-195.5pp |
| Employer contribution / active EE | $4,865 | $3,411+42.6% | $2,954+64.7% | $4,156+17.1% |
| Participant deferral / active EE | $7,219 | $5,718+26.2% | $5,098+41.6% | $6,407+12.7% |
| Admin fee / account holder | $1,615 | $15,207-89.4% | $12,098-86.7% | $12,270-86.8% |