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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,314 | $88,672-4.9% | $105,223-19.9% | $82,448+2.3% |
| Participation rate | 91.4% | 67.9%+23.5pp | 75.0%+16.4pp | 68.1%+23.4pp |
| Annual return | 13.66% | 30.86%-17.2pp | 180.65%-167.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $2,972 | $3,048-2.5% | $3,689-19.4% | $2,551+16.5% |
| Participant deferral / active EE | $5,343 | $4,036+32.4% | $5,072+5.3% | $4,139+29.1% |
| Admin fee / account holder | $5,765 | $7,146-19.3% | $8,859-34.9% | $7,234-20.3% |