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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,841 | $25,014-92.6% | $69,632-97.4% | $80,959-97.7% |
| Participation rate | 74.7% | 64.2%+10.5pp | 66.4%+8.3pp | 67.7%+7.0pp |
| Annual return | 16.80% | 19.08%-2.3pp | 101.32%-84.5pp | 35.67%-18.9pp |
| Employer contribution / active EE | $695 | $991-29.9% | $1,708-59.3% | $2,757-74.8% |
| Participant deferral / active EE | $1,478 | $1,840-19.7% | $2,889-48.9% | $4,300-65.6% |
| Admin fee / account holder | $245 | $2,491-90.2% | $4,695-94.8% | $6,925-96.5% |