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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,909 | $108,897-28.5% | $100,378-22.4% | $145,877-46.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.56% | 58.17%-49.6pp | 49.41%-40.9pp | 551.28%-542.7pp |
| Employer contribution / active EE | $3,909 | $4,420-11.6% | $3,942-0.8% | $4,663-16.2% |
| Participant deferral / active EE | $12,705 | $8,455+50.3% | $8,087+57.1% | $6,691+89.9% |
| Admin fee / account holder | $663 | $9,690-93.2% | $7,899-91.6% | $13,402-95.1% |