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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,491 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,229 | $89,123-20.1% | $102,460-30.5% | $77,762-8.4% |
| Participation rate | 78.6% | 80.9%-2.4pp | 76.5%+2.1pp | 70.6%+8.0pp |
| Annual return | 0.00% | 25.05%-25.0pp | 29.47%-29.5pp | 31.27%-31.3pp |
| Employer contribution / active EE | $4,964 | $2,700+83.8% | $3,025+64.1% | $2,728+81.9% |
| Participant deferral / active EE | $9,834 | $5,148+91.0% | $5,056+94.5% | $4,651+111.4% |
| Admin fee / account holder | $29 | $236-87.9% | $9,460-99.7% | $433-93.4% |