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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,303 | $102,595+1.7% | $94,057+10.9% | $154,746-32.6% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 80.7%+2.6pp |
| Annual return | 80.48% | 583.42%-502.9pp | 480.62%-400.1pp | 172.34%-91.9pp |
| Employer contribution / active EE | $676 | $3,147-78.5% | $2,933-76.9% | $4,379-84.6% |
| Participant deferral / active EE | $8,114 | $5,118+58.5% | $4,709+72.3% | $6,730+20.6% |
| Admin fee / account holder | $602 | $7,736-92.2% | $7,244-91.7% | $14,365-95.8% |