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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,880 | $107,733-93.6% | $92,985-92.6% | $154,746-95.6% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 17.94% | 30.39%-12.5pp | 27.99%-10.0pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,768 | $3,126-11.5% | $2,662+4.0% | $4,379-36.8% |
| Participant deferral / active EE | $5,048 | $5,053-0.1% | $4,377+15.3% | $6,730-25.0% |
| Admin fee / account holder | $7,749 | $11,369-31.8% | $9,463-18.1% | $14,365-46.1% |