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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,683 | $29,319-36.3% | $52,425-64.4% | $82,448-77.3% |
| Participation rate | 57.9% | 46.9%+11.0pp | 55.6%+2.3pp | 68.1%-10.2pp |
| Annual return | 20.01% | 535.20%-515.2pp | 302.12%-282.1pp | 41.64%-21.6pp |
| Employer contribution / active EE | $803 | $586+36.9% | $914-12.2% | $2,551-68.5% |
| Participant deferral / active EE | $2,049 | $1,171+74.9% | $1,790+14.5% | $4,139-50.5% |
| Admin fee / account holder | $650 | $1,962-66.9% | $2,495-74.0% | $7,234-91.0% |