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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,207 | $102,422-50.0% | $147,117-65.2% | $80,959-36.7% |
| Participation rate | 85.5% | 75.9%+9.6pp | 82.2%+3.3pp | 67.7%+17.8pp |
| Annual return | 26.81% | 135.16%-108.3pp | 420.54%-393.7pp | 35.67%-8.9pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $14,727 | $6,652+121.4% | $8,065+82.6% | $4,300+242.5% |
| Admin fee / account holder | $2,181 | $7,953-72.6% | $12,993-83.2% | $6,925-68.5% |