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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,207 | $102,429-50.0% | $147,096-65.2% | $80,925-36.7% |
| Participation rate | 85.5% | 75.9%+9.6pp | 82.2%+3.3pp | 67.7%+17.8pp |
| Annual return | 26.81% | 135.02%-108.2pp | 419.75%-392.9pp | 35.65%-8.8pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $14,727 | $6,649+121.5% | $8,071+82.5% | $4,299+242.6% |
| Admin fee / account holder | $2,181 | $7,957-72.6% | $13,005-83.2% | $6,940-68.6% |