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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,598 | $72,071-88.1% | $68,368-87.4% | $137,256-93.7% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 13.30% | 353.14%-339.8pp | 292.57%-279.3pp | 220.34%-207.0pp |
| Employer contribution / active EE | $2,643 | $2,788-5.2% | $2,649-0.2% | $4,156-36.4% |
| Participant deferral / active EE | $7,009 | $4,410+58.9% | $4,123+70.0% | $6,407+9.4% |
| Admin fee / account holder | $9,611 | $5,336+80.1% | $5,150+86.6% | $12,270-21.7% |